First information in accordance with § 15 German Insurance Brokerage Regulations
The aforementioned company has been registered with the competent authority and entered in the Register of Brokers as an insurance broker with permission in accordance with § 34 d subsection 1 of the Trade Regulation Act and the registration number D-ON6N-Y84YR-28.
The competent authority granting permission and the competent professional chamber is the Chamber of Industry and Commerce (IHK) for Munich and Upper Bavaria, Max-Joseph-Str. 2 · 80333 Muenchen · www.ihk-muenchen.de.
The entry in the Register of Brokers can be verified as follows:
Association of German Chambers of Industry and Commerce (DIHK) Reg. Assoc. · 11052 Berlin · Telephone 0180 6005850 (landline price 0.20 €/call; mobile prices no more than 0.60 €/call) · www.vermittlerregister.info
As insurance brokers, we offer consultancy. The remuneration for our consultation, brokering and support activity – called brokerage – is borne by the insurance enterprise according to unwritten law. The brokerage is an integral part of the insurance premium. Anything deviating from this must be agreed expressly between us and the client. In particular in the brokering of so- called net products, a separate remuneration provision is agreed as a rule, obligating the client to pay the remuneration. Net products are products for which the brokerage remuneration has not been contained in the insurance premium. In addition, we can consult customers who are not consumers on a fee basis. Our enterprise does not receive any remuneration in the form of other benefits.
Our enterprise does not have any direct or indirect holdings of more than 10% of the voting rights or the capital of an insurance enterprise. No insurance enterprise or parent company of an insurance enterprise has a direct or indirect holding of more than 10% of the voting rights or the capital of our enterprise.
Information on the conciliation boards in accordance with § 214 German Insurance Contracts Act (VVG) and on participation in the dispute resolution proceedings in accordance with § 36 German Consumer Dispute Resolution Act
The following conciliation boards can be contacted for alternative dispute resolution. In accordance with § 17 subsection 4 of the German Insurance Brokerage Regulations, we are obliged to participate in dispute regulation proceedings with the following consumer conciliation boards:
Insurance Ombudsman Reg. Assoc. [Versicherungsombudsmann e. V.] · Postfach 080632 · 10006 Berlin · www.versicherungsombudsmann.de
Ombudsman for Private Health and Care Insurance [Ombudsmann für die private Kranken- u. Pflegeversicherung] · Postfach 060222 · 10052 Berlin · www.pkv-ombudsmann.de
Online dispute resolution in accordance with Art. 14 subsection 1 German Regulations concerning Online Dispute Resolution in Consumers’ Affairs (ODR-VO)
The European Commission provides a platform for online dispute resolution (OD platform), which consumers can find under https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility of using this platform for extrajudicial resolution of their disputes concerning contractual obligations.
Professional law regulations
- § 34 d Trade Regulation Act
- §§ 59-68 German Insurance Contracts Act
- German Insurance Brokerage Regulations
The professional law regulations can be inspected and accessed via the www.gesetze-im-internet.de homepage operated by the Federal Ministry of Justice and by juris GmbH.
PRELIMINARY INFORMATION [PDF]